Conveyancing in Scotland: How It Works

Scottish conveyancing is fundamentally different from England and Wales. Different law, different terminology, and — crucially — a system where offers are legally binding much earlier in the process. Here's everything you need to know.

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Key Differences from England & Wales

The Scottish Conveyancing Process: Step by Step

1

Home Report issued by seller

Before a property can be marketed in Scotland, the seller must commission a Home Report containing three documents: a Single Survey (RICS Level 2/3), an Energy Performance Certificate (EPC), and a Property Questionnaire. Buyers receive this before making an offer — reducing the need to pay for a separate survey.

2

Noting interest

When a buyer is interested in a property, their solicitor notes interest with the selling agent. This signals intent to bid and means the seller must notify you before accepting an offer — giving you a chance to bid. It creates no legal obligation on either party.

3

Making an offer

In Scotland, offers are made by solicitors in writing and contain much more detail than verbal offers in England — they specify price, date of entry (completion), what's included, and conditions. For "offers over" properties, a closing date is set and sealed bids submitted by all interested parties simultaneously.

4

Missives negotiated and concluded

Missives are the formal letters exchanged between the two solicitors to negotiate and agree the full terms of the sale. The process involves an offer letter, qualified acceptance, and further qualifications until all points are agreed. Once missives are concluded (fully agreed), both parties are legally bound — no gazumping, no pulling out without financial penalties.

5

Searches and due diligence

Scottish property searches are similar in scope to England but provided differently. Key searches include: property enquiry certificate (from the local council), coal mining searches (where relevant), and searches of the Registers of Scotland. Unlike England, many searches happen after conclusion of missives.

6

Disposition and settlement

The seller's solicitor prepares a Disposition — the Scottish equivalent of the Transfer Deed — transferring ownership. On the date of entry (completion), the buyer's solicitor sends the purchase funds. The seller's solicitor releases the keys. Ownership passes at this point.

Registration at Registers of Scotland

The buyer's solicitor registers the Disposition at Registers of Scotland (the equivalent of HMLR). Until registration is complete, the title is not legally transferred on the register — though the keys have been handed over.

Scotland vs England & Wales: Key Comparison

Feature Scotland England & Wales
Legal systemScots Law (Civil law tradition)English Law (Common law tradition)
Pre-sale surveyHome Report — mandatory, provided by seller before marketingNo requirement; buyer commissions their own survey
Binding contract pointConclusion of missivesExchange of contracts
Gazumping possible?No — once missives concluded, both parties boundYes — until exchange
Property taxLand and Buildings Transaction Tax (LBTT)Stamp Duty Land Tax (SDLT)
Transfer documentDispositionTransfer Deed (TR1)
Land registrationRegisters of Scotland (RoS)HM Land Registry (HMLR)
TimingTypically 6–12 weeks from offer to date of entryTypically 8–16 weeks from offer to completion

The Home Report Explained

📋 Single Survey

A RICS survey of the property rating condition from Category 1 (no action) to Category 3 (urgent action required). The survey also provides a market valuation that buyers can share with their mortgage lender.

⚡ Energy Performance Certificate

Rates the energy efficiency of the property from A (most efficient) to G (least efficient). Scotland has stricter energy efficiency requirements than England for rental properties.

📄 Property Questionnaire

Completed by the seller — similar to the TA6 in England. Covers council tax band, factoring (management) charges, parking, alterations, and known issues.

The Home Report is paid for by the seller, typically costing £500–£800. It's valid for 12 weeks from the date it's provided to a buyer — if the property takes longer to sell, it may need to be refreshed.

Land and Buildings Transaction Tax (LBTT)

Scotland's property tax — LBTT — has different bands from England's SDLT:

Band Standard Rate First-Time Buyer Rate Additional Property (+6%)
Up to £145,0000%0% (threshold £175,000)6%
£145,001–£250,0002%2% (above £175k)8%
£250,001–£325,0005%5%11%
£325,001–£750,00010%10%16%
Over £750,00012%12%18%

Scottish Conveyancing Costs

Cost Item Buyer Seller
Solicitor's legal fees£1,200–£2,500£800–£2,000
Home ReportFree (provided by seller)£500–£800
Registers of Scotland registration£60–£280 (scales with price)N/A
Property searches (enquiry certificate)~£100–£250N/A
LBTTDepends on price and buyer typeNone

Find a Scottish Conveyancing Solicitor

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