Cost of Selling a House: The Full Breakdown

Selling a home isn't free. From estate agent fees to solicitor costs, surveys and removal expenses, we break down every cost you'll face — and show you how to keep them to a minimum.

🕒 12 min read 📅 Updated ✓ Expert reviewed

How Much Does It Cost to Sell a House?

The average cost of selling a house in the UK is between £5,000 and £12,000 for a typical mid-range property, though the total varies significantly depending on your property value, location, and the services you use. The main costs are estate agent fees, conveyancing (solicitor) fees, and removal costs — but there are several additional expenses that catch sellers off guard.

💡 Key finding: On a £300,000 property, sellers typically pay between £7,000–£10,500 in total selling costs — roughly 2–3.5% of the sale price. Comparing quotes for every service can save you £1,500–£3,000 or more.

Summary: Total Cost of Selling a House by Property Value

Property Value Estate Agent Fee Solicitor Fees Removals Other Costs Total Estimate
£150,000£2,100–£3,000£700–£1,000£400–£800£300–£600£3,500–£5,400
£250,000£3,500–£5,000£800–£1,100£600–£1,100£300–£600£5,200–£7,800
£350,000£4,900–£7,000£850–£1,200£800–£1,400£400–£700£7,000–£10,300
£500,000£7,000–£10,000£1,000–£1,500£1,000–£1,800£400–£700£9,400–£14,000
£750,000£10,500–£15,000£1,200–£1,800£1,200–£2,200£500–£800£13,400–£19,800
£1,000,000£14,000–£20,000£1,500–£2,500£1,500–£2,800£500–£900£17,500–£26,200

Estimates based on current UK rates. Estate agent fee shown at 1.4–2% + VAT. Costs exclude mortgage redemption penalties.

1. Estate Agent Fees

Estate agent commission is typically the largest single cost when selling. High street estate agents typically charge 1.0–2.0% + VAT of the final sale price, while online/hybrid agents may charge a flat fee of £500–£1,500 upfront (or a similar amount on completion).

High Street vs Online Estate Agents

Agent Type Typical Fee When Paid Best For
High Street (sole agency)1.0–1.5% + VATOn completionMost sellers
High Street (multi-agency)2.0–3.5% + VATOn completionDifficult-to-sell properties
Online/hybrid (basic)£499–£999 fixedUpfrontExperienced sellers
Online/hybrid (with viewings)£999–£1,999 fixedUpfront or on completionThose wanting support
Auction2.0–2.5% + VATOn exchangeQuick sale / unusual properties

💡 Money-saving tip: Always negotiate your estate agent fee. Most agents have flexibility of 0.2–0.5%. On a £350,000 home, saving 0.3% saves you £1,050 + VAT. Also ask for a 'no sale, no fee' contract and check the notice period (aim for 4–6 weeks).

Estate Agent Fee Examples

Property Value 1.0% + VAT 1.3% + VAT 1.5% + VAT 2.0% + VAT
£200,000£2,400£3,120£3,600£4,800
£300,000£3,600£4,680£5,400£7,200
£400,000£4,800£6,240£7,200£9,600
£500,000£6,000£7,800£9,000£12,000
£750,000£9,000£11,700£13,500£18,000

2. Conveyancing (Solicitor) Fees for Selling

You'll need a conveyancing solicitor or licensed conveyancer to handle the legal side of the sale. Solicitor fees for selling a house typically range from £700 to £1,400 (plus disbursements), with a total cost including disbursements of around £850–£1,600.

Solicitor Fees for Selling

Property Value Solicitor Fee Disbursements Total Legal Cost
Up to £150,000£700–£900£100–£180£800–£1,080
£150,001–£250,000£750–£1,000£120–£200£870–£1,200
£250,001–£400,000£850–£1,150£130–£220£980–£1,370
£400,001–£600,000£950–£1,250£140–£240£1,090–£1,490
£600,001–£1,000,000£1,100–£1,600£150–£280£1,250–£1,880
Over £1,000,000£1,500–£2,500+£200–£400£1,700–£2,900+

What Do Seller's Solicitor Disbursements Include?

When selling, disbursements are lower than when buying (no search fees), but you'll still pay:

Disbursement Typical Cost
Office copies / Land Registry title register£6–£12
Leasehold information pack (if applicable)£100–£350
Management company admin fees£100–£300
Bank transfer fee (CHAPS)£25–£45
ID/AML verification£15–£30
Electronic document handling£20–£50

3. Energy Performance Certificate (EPC)

By law, you must have a valid Energy Performance Certificate (EPC) before marketing your property. An EPC is valid for 10 years. If yours has expired or you don't have one, you'll need to commission a new one.

EPC TypeCostRequired?
Standard EPC (residential)£60–£120Yes — before marketing
Listed building / complex property£120–£250Yes (exemptions may apply)

If you already have a valid EPC, this is a cost you can avoid. You can check if your property has a valid EPC at the GOV.UK EPC register.

4. Removal Costs

Removal costs depend on the size of your home, the distance you're moving, and what services you need. Average costs for a full-service removal:

Property Size Local Move (<20 miles) Regional (20–100 miles) Long Distance (100+ miles)
1-bed flat£280–£400£380–£550£500–£750
2-bed house£450–£700£650–£950£850–£1,250
3-bed house£700–£1,100£950–£1,400£1,200–£1,800
4-bed house£1,100–£1,600£1,400–£2,100£1,800–£2,700
5-bed house£1,600–£2,400£2,100–£3,000£2,600–£4,200

5. Mortgage Early Repayment Charges (ERC)

If you're on a fixed-rate mortgage deal and you sell before the deal period ends, your lender may charge an Early Repayment Charge (ERC). These can be significant:

  • Typical ERC: 1–5% of your outstanding mortgage balance
  • On a £200,000 mortgage, a 2% ERC = £4,000
  • Some lenders allow you to 'port' your mortgage to a new property — check with your lender first
  • ERCs usually taper off over the deal period (e.g., 5% in year 1, 4% in year 2, etc.)

⚠️ Check before you sell: Review your mortgage terms for any ERC. If your deal ends within 3–6 months, it may be worth waiting to avoid the charge. Speak to a mortgage broker for personalised advice.

6. Home Staging & Presentation Costs

While not obligatory, many sellers spend money on improving their property's presentation to maximise its value:

ActivityTypical Cost
Professional deep clean£150–£400
Decluttering / storage rental£50–£200/month
Minor repairs & decorating£200–£2,000+
Garden tidy/landscaping£100–£800
Professional home staging£500–£2,500
Professional photography£100–£300

7. Costs When Selling a Leasehold Property

If you own a leasehold flat or house, you'll face additional costs:

CostTypical Amount
Leasehold information pack (from freeholder)£100–£350
Management company pack£100–£300
Completion statement from managing agent£50–£150
Solicitor leasehold supplement£100–£250

Total additional leasehold costs when selling: typically £350–£1,050 on top of standard fees.

8. Capital Gains Tax (CGT)

If you're selling your main residence, you won't normally pay Capital Gains Tax due to Private Residence Relief (PRR). However, CGT may apply if:

  • You're selling a second home or buy-to-let property
  • You've let out part of your main home
  • You've used part of it exclusively for business
  • The grounds exceed 5,000 sq metres

CGT Rates for Residential Property

Taxpayer BandCGT Rate on Property
Basic rate taxpayer18%
Higher / additional rate taxpayer24%

The annual CGT allowance is £3,000. Always consult a tax adviser for your specific situation.

Interactive: Cost of Selling Calculator

Estimate Your Selling Costs

£50k£300,000£1.5m

Your Estimated Selling Costs

Estate agent fee (inc. VAT)-
Conveyancing / solicitor fees-
EPC (if needed)~£85
Removal costs-
Total estimated cost-

Excludes mortgage ERC, CGT, home staging and optional upgrades. All estimates are approximate.

9. Tips to Reduce the Cost of Selling

  1. Negotiate your estate agent fee — most will drop 0.2–0.5% if asked, especially in a slow market.
  2. Compare conveyancing quotes — use a comparison tool to find SRA-regulated solicitors at competitive rates.
  3. Use an online agent for straightforward sales — saving you £2,000–£5,000 vs a high street agent on a £400k property.
  4. Time your move for a weekday — Monday–Thursday removals are typically 15–25% cheaper than Fridays or Saturdays.
  5. Check for an existing EPC — avoid paying for a new one if your current certificate is still valid.
  6. Avoid multi-agency agreements — the higher fee (2–3.5%) rarely leads to a materially faster or higher sale.
  7. Book a removal company early — last-minute bookings can be 20–40% more expensive, especially in peak moving season (April–September).
  8. Ask about 'no sale, no fee' conveyancing — protects you if the sale falls through, saving the fee entirely.

10. Timeline: When You Pay Each Cost

CostWhen Paid
EPC (if needed)Before marketing (day 1)
Home staging / repairsBefore/during marketing
Solicitor initial payment / ID checkOn instruction (~week 1)
Removal booking depositWhen booking (4–8 weeks before)
Removal balanceOn moving day
Estate agent feeOn completion (from sale proceeds)
Solicitor final fee & disbursementsOn completion (from sale proceeds)
Mortgage ERC (if applicable)On completion (from sale proceeds)
Capital Gains Tax (if applicable)60 days after completion (HMRC)

Frequently Asked Questions

Do I pay stamp duty when selling a house?

No. Stamp Duty Land Tax (SDLT) is paid by the buyer, not the seller. The seller's tax obligations, if any, relate to Capital Gains Tax (on non-primary residences).

Who pays the solicitor fees — buyer or seller?

Both parties pay their own solicitor fees independently. The buyer's solicitor fees are typically higher than the seller's, as they involve more work (property searches, mortgage registration, etc.).

Can I sell my house without an estate agent?

Yes. You can sell privately (via social media or private sale websites) or use an online listing-only agent for £50–£200. However, most sellers benefit from an agent's expertise, marketing reach, and negotiation skills — particularly in a competitive market.

What happens to my costs if the sale falls through?

You may still owe your solicitor for work done to date. Some solicitors offer 'no sale, no fee' or 'abortive fee' protection. Estate agents typically charge nothing if the sale doesn't complete (under no sale, no fee agreements). You may be able to re-use your EPC on the next attempt if it's still valid.

Can I add selling costs to my mortgage?

Not directly, but many sellers use their equity (the difference between their property's value and their mortgage balance) to cover costs. You can also negotiate with your solicitor to have fees deducted from the completion funds rather than paying upfront.

How long does it take to sell a house?

The average time from listing to completion in the UK is currently 20–26 weeks (5–6 months), though this varies significantly by market conditions, chain length, and the speed of your solicitor and buyer. Cash purchases with no chain can complete in 6–8 weeks.

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